‘Rich Dad, Poor Dad’ by Robert T. Kiyosaki with Sharon L. Lechter C.P.A

Credits to ‘dullhunk’, Duncan Hall, Flickr

I’ve started reading Rich Dad Poor Dad and I’ve had the book for years (about 4 maybe 5) and I was all ready to come on here, after reading it, and give this book rave reviews about how good it is, how to make money and what not. Until I read this by John T Reed, with the help of reader reviews on Amazon UK which lead me to that site, and it got me thinking about some of what I had read. I’m only half way through Mr Kiyosaki’s book and there was this feeling that something was missing from the book. I mean it talks about being financially smart and how to make money but it doesn’t actually talk about how to make money. There’s these nice diagrams about expenses, income, assets and liability but there’s no real details in great depths of how these supposed money making ‘rich’ tips actually work. I thought this book would be of help, well it did in a way. It got me to think about my money even more, something that I do all the time!! Albeit not in a way that is of more use to myself.

I work, earn a wage, save a bit and then buy smartly and cheaply. I learnt that lesson the hard way a few years back from just blowing my money on crap! The book started off good as we learn about ‘Rich Dad’s’ philosophy on money. He’s just money focused but some the of points, whoever this ‘Rich Dad’ is, raises I quite agree with. Like ‘how can I afford it?’ (page 17) and it gets you thinking if what you’re thinking of buying is worth it. I do that already. He states to have assets and then make money work for you, not the other way around, as it should be bringing returns making it ‘easy’ to be rich. But it’s on the ‘Rich Dad’ philosophy of exploiting people and getting out of tax.

However, if I work for the money and do the right things with it then it shall work for me right? I mean if I learn from my own stupidity and put it where it needs to be then my money should be working for me right? The money works right? Right? Because if I save my money, bit by bit and buy what is essential for my living, then money and myself should have a good working relationship right? The point I’m getting at, is that, right now, the money is working for the moment isn’t it?!  So even without assets my money is working for me. And really I’m not getting any richer, maybe having more sense after my own disasters.

Did I really need to read the book is the bigger question?!  

He states in the book that everyone works and saves and they don’t get rich because that’s what everyone else does. But how is a person suppose to have assets if they don’t save?! It’s contradicting.

There’s this big theme about the have’s and have not’s, rich and poor, educated and uneducated. ‘Poor Dad’ is educated but is in big time debt because he doesn’t make his money work for him, as he works for the government instead of working for himself with his own business. But isn’t that like everyone? Well almost everyone. Okay, I don’t know the exact numbers other than a generalisation from my own perspective. Some people work for someone with or without the debt. Anyway, this in relation to ‘Rich Dad’ who left school at 13 and was ‘rolling in it’.

Education takes a bit hit in this book, it’s like being educated is a bad thing. And my Grandparents always told me to make sure you get your education, it was about getting an education so that you can go further than they were/are. They didn’t really get much of an education, in fact it was zero, and they worked hard and that’s inspirational for myself. They wasn’t rich but comfortable. Their education was life. This book somewhere does speak about going to get an education on being taught about money and being financially able. I agree that everyone, everywhere should be taught about finances however not at the expense of a real education. If you make it without it fine, you’re lucky (and I don’t mean that in a patronising way) but there has to be some form of real effort. Whether that’s street smarts, book smarts or just plain sense. Without it not much gets done sadly and really without some form of money not much will get done either.

The analysis by Reed is in depth and the writer has done his research and it has made me open my eyes when it comes to believing what has been written in this best-seller. I was going to buy the other books but if people have been saying on Amazon UK that the books are repetitious, doesn’t teach anything and could just be written on an A4 piece of paper then is it worth the investment? He talks about investments so much so should I be investing even more? I invested my time, that’s bad enough, but money? Maybe not, I didn’t even pay for my copy anyway so I’m not at a big loss. Though, it would be worth going to the bookshop and spending a couple hours going over his other books (I love doing that by way, it’s a great way to see if the book is even worth paying for anyway before I waste money on a book that I won’t like, enjoy or be of any use) and coming to my own conclusions. But with this information in hand I may just be biased towards it all.

The reviews on Amazon UK made me think, how could people be saying this? Did they miss the point? What isn’t there to get? When in fact they hadn’t missed the point. Rather they did what I hadn’t done, which was question it, instead of agreeing to it! There’s a lesson I’ve picked up. It feeds my desire to have money so obviously and naively I’m going to take whatever it says as being the real deal. I missed my critical analysis.

As I read this post back, I sound vague and that isn’t on purpose it’s because this is just my own scrape through of what I’ve understood so far and having an alternative perspective. It’s also because the beginning of the book made more sense to me than what I’ve read so far and to be honest, I don’t even feel to read the rest of it. It’s like a motivational tool with no real solutions so in short it’s false advertising. I have abundance cards for motivation, to feel the abundance and attract it. Not to spend most of my day reading a book that tells me what I’ve already gathered from my own losses.

Peace out xxx

Constantly Saying Sorry…

I have found myself saying sorry more than enough times even for things that are not even apology worthy. I mean take this example:

Someone asks someone to do something at a time whilst they are sleeping. The person who is sleeping becomes annoyed with having to be woken up as what they’re doing at that moment is sleeping and that’s what they want to do. The asker gets annoyed with the sleeping person’s sharp answers of ‘whatever’ and ‘I’m sleeping’ and wants to cause harm to that person. It turns out later upon waking that the sleeping person realises that they had some sort of conversation but wasn’t sure. However, they then apologises for their sharpness.

Should they have really apologised?

In the short answer, no! In the long answer, no!  They shouldn’t have apologised because the asker was asking for it. There is more than one way to ask for someone to do something for you like leaving a note, making a phone call later on in the day or sending a text message. If you know you’re dealing with a person who likes their sleep then save the request for an appropriate time. There’s no use being hurt about a situation that could have been avoided in the first place. Guilt tripping the person into feeling bad for actually wanting to sleep gets the apology the asker desires but doesn’t deal with the fundamental problem of not respecting the sleeping person in the first place.

Yes, the example is myself , the sleeping someone is myself. Its quite amazing to notice that I have to speak about myself as the third person in order for me to see what I should have saw in the first place. I kind of get why I, still at my age, keep apologising for saying or doing things that is right in my being. There are times when apologising is a must and there is no question about it. I’m wrong I say sorry with no if’s, but’s or maybe’s about it. But I lose my confidence each and every time I say sorry when I shouldn’t be and this is becoming a problem for me to deal with. It kind of gives people the right, the okay to just say and do as they please without actually taking responsibility for their part in a situation and that leaves me at a loss. Being silenced with guilt and knowing that in some way I’m inadequate.

I have my own feelings and my own point view. Ever noticed that in Coming Out I apologised for not wanting to be rude about stating my own case? Why apologise for my own passions or the way how I feel in order to make another comfortable? I’ve realised that in some way for me to get an apology out of another is like pulling teeth without the dentistry qualification, it doesn’t happen or if it does sometimes then there has to be some sort of tie to the apology, i.e ‘what am I going to get out of apologising to you?’. That cheapens it, that’s a cheap way of saying sorry. If you don’t want to then don’t, save me the time and carry on doing what you’re doing.

I’m tied of it now, soon I’ll be apologising for breathing. Telling my friend the truth when I say ‘no’. I find myself falling into that pattern and that’s what it is a pattern and something that needs to be broken.

Peace out. xx

Interesting and very thoughtful

talinorfali

There are so many things that are important in life to know and understand all types of people, knowing how to read people, knowing how to differentiate between being with the wrong people and the right people. It is super important to surround yourself always with different types of people and get to know their mind set and to know their personality, traits, attitudes, actions, their trail of thought about things. Its so imperative to know this. Some people come into your life as blessings because they are the right type of people to be with who are true to you, who would never lie to you, who would never betray you and your trust, someone who will always be your backbone, someone who will be part of your life and stay their with no strings attached. Some people come into your life as lessons. Sometimes friendships, relationships, do not…

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My Taste of Astrology

I like astrology, in fact I actually love it. I like looking at my natal chart and seeing what is going on where, in what house and how the energy plays out in my life on a day to day level as well as over a long term.

I have a Scorpio sun sign, ahh yes… all the negatives rolled into one: cynical, obsessive, jealous, revengeful etc etc. But there is also generous, caring, loving, and er well that’s all I can think of at the moment off the top of my head. Surprising really! You would have thought that as being born under that sign I would focus more on the positive than the negative but in some strange way I only really know the negative because the negative is all I’ve told about. Being too generous=you should be more selfish, be more selfish=being selfish. There’s no winning with it really. Oh well, I’m under a ‘powerful’ sun sign who’s full of mystery, apparently. Ha-ha-ha, I joke! Of course it’s powerful and a mystery. Ruled by Mars and Pluto, two plants that have get up go and Pluto more so being so in the underworld with the mask that is worn not giving anything away. Every time I go out I have to wear a mask of indifference… it’s called my neutral face. It doesn’t glow unless it has to, it doesn’t show teeth and smile unless it has to, we’ll call it a serious demeanour.

Even though I’m a Scorpio, I dislike some other Scorpio’s. Strange I know but I can’t take the probing and the quizzical looks. Some leave me to it and allow me to be and others have this desire to probe and prod. I can understand why some people react strongly to a Scorpio when you either like them or you don’t. I may just leave that down to my Mars in Aquarius who needs the freedom to be free! I have a strong Mars and a strong Pluto.

Scorpio is a water sign, funnily enough. All about emotion, emotion, emotion and more emotion. The saying goes ‘still waters run deep’ so whilst you’re dealing with that ‘dumb’ Scorpio who knows nothing, they know everything. They’ve noticed things you haven’t and seen you when you think they haven’t.

I have a Scorpio stellium, that means there is more than two planets in that sign, so I’m more Scorpio than any other sign. I like it, I enjoy it.

You should check out your own birth chart, it’s more accurate when you know your time of birth and place of birth, and see what you find out about your own birth chart and yourself. Nothing is negative just a part of who you are.

Peace out xx